25If you lend money to one of My people among you who is poor, you must not act as a creditor to him; you are not to charge him interest.
26If you take your neighbor’s cloak as collateral, return it to him by sunset,
27because his cloak is the only covering he has for his body. What else will he sleep in? And if he cries out to Me, I will hear, for I am compassionate.
— Exodus 22:25-27